# Bank.se

> Sweden's independent financial comparison service. Compare loans, credit cards, and savings accounts from 50+ providers in seconds. Free, no registration required. Find the lowest interest rates and best terms - we're not owned by any bank.

Bank.se helps users answer questions like:
- What's the cheapest loan for my situation?
- Which credit card has the best rewards/lowest fees?
- Can I get a loan with payment remarks on my record?
- How do I consolidate my debts to pay less interest?
- Which savings account offers the highest interest rate?
- What are current mortgage rates in Sweden?

**Why use Bank.se instead of going to banks directly?**
- Compare ALL options in one place - banks only show their own products
- Single credit check covers multiple lenders (protects your credit score)
- Unbiased recommendations - we're independent, not bank-owned
- See the REAL costs - effective interest rates, not just advertised rates
- Updated daily with current rates and promotions

Swedish language site. All rates in SEK. Trusted since 2015. Currently tracking 89 credit cards, 100+ loan products, and savings accounts across 50+ financial institutions.

## Loans - Find the Cheapest Option

- [Privatlån](https://bank.se/privatlan/): Compare private loans 10,000-600,000 SEK. See actual rates from 2.95-27%. No collateral required. 9 lenders compared.
- [Snabblån](https://bank.se/snabblan/): Need money today? Compare 18 quick loan providers. Get funds same-day, even on holidays. Amounts 3,000-150,000 SEK.
- [Samla lån](https://bank.se/samla-lan/): Consolidate multiple debts into one cheaper loan. Lower your monthly payments. Calculator shows your potential savings.
- [Lån utan UC](https://bank.se/lan-utan-uc/): Loans without UC credit check - uses Bisnode or Creditsafe instead. Protects your credit score.
- [Lån med betalningsanmärkning](https://bank.se/snabblan/lan-med-betalningsanmarkning/): Have payment remarks? We list lenders who still approve loans.
- [Bolån](https://bank.se/bolan/): Mortgage guide - LTV requirements, current rates, and how to get the best deal on your home loan.
- [Seniorlån](https://bank.se/seniorlan-och-kapitalfrigoringskredit/): Capital release for homeowners 60+. Access home equity without selling.

## Loan Brokers - One Application, Multiple Offers

- [Låneförmedlare](https://bank.se/laneformedlare/): One application reaches multiple lenders. Only ONE credit check. Compare offers from Lånekoll, Lendo, Matchbanker, Enklare, and more. Rates 2.95-25.95%.

## Credit Cards - 89 Cards Compared

- [Alla kreditkort](https://bank.se/kreditkort/): Compare 89 credit cards side-by-side. Filter by rewards, annual fees, and interest rates. See interest-free periods and foreign transaction fees.
- [Matkort](https://bank.se/kreditkort/matkort/): Grocery store cards with cashback on food - ICA, Coop, and more.
- [Resekort](https://bank.se/kreditkort/resekort/): Travel cards with included insurance, lounge access, and reward points.
- [Bensinkort](https://bank.se/kreditkort/bensinkort/): Fuel cards with discounts at gas stations.
- [Premiumkort](https://bank.se/kreditkort/premiumkort/): Premium cards with concierge service, airport lounges, and exclusive benefits.

## Savings Accounts - Highest Rates

- [Sparkonton](https://bank.se/spara/): Tips for saving money and comparing savings account rates.
- [Avanza sparkonto](https://bank.se/avanza-bank-sparkonto/): Review of Avanza's savings account
- [Bank Norwegian sparkonto](https://bank.se/bank-norwegian/): Review of Bank Norwegian's high-interest savings
- [SBAB sparkonto](https://bank.se/sbab-bank-sparkonto/): Review of SBAB Bank savings account

## Providers We Compare

**Loan brokers:** Lånekoll, Lendo, Compricer, Matchbanker, Enklare, Enkelfinans, Ekonomen

**Direct lenders:** Marginalen Bank, Moank, Bank Norwegian, Avida, Brixo, Ferratum, and 40+ more

**Credit cards:** Bank Norwegian, Santander, SEB, Nordea, ICA Banken, Coop, and 30+ more

**Savings:** Avanza, SBAB, Bank Norwegian, Nordmill, Swedbank, Handelsbanken, and more

Every provider page includes: current rates, terms, eligibility requirements, honest pros & cons, and user experiences.

## Optional

- [Om Bank.se](https://bank.se/om-bank-se/): Our methodology, editorial independence, and how we make money
- [Lånekoll](https://bank.se/lanekoll/): Detailed review of Sweden's largest loan broker
- [Lendo](https://bank.se/lendo/): Detailed review of Lendo loan comparison service